What Makes Us Different

7 key features that set us apart from traditional lenders

1. No Civil Score Required

Customers don't need to worry about their credit history. Anyone who meets our basic document requirements can apply.

Perfect for first-time borrowers
No credit history? No problem
Low credit score accepted
Equal opportunity for everyone

2. Quick Approval in 10 Minutes

We focus on speed. Our process is fast, verified and fully streamlined. Most loans are approved within 10 minutes.

Instant online verification
Automated approval system
Real-time status updates
No waiting period

3. Simple Documentation

We only require: Aadhaar, PAN, and Address Proof. No extra paperwork. No unnecessary questions.

Just 3 basic documents needed
Upload documents online
No physical paperwork
Hassle-free process

4. Instant Loan Activation

Once approved, the loan is activated immediately. The customer can buy their smartphone on the spot without waiting.

Immediate loan disbursement
Buy phone same day
Zero waiting time
Direct store purchase

5. Low Interest Plans

Our interest rates are kept affordable so that customers can repay comfortably without extra burden.

Competitive interest rates
No hidden charges
Transparent pricing
Budget-friendly EMIs

6. Flexible Tenure Up to 9 Months

Customers can choose a plan that matches their budget. Easy EMIs make the repayment stress-free.

Choose 3, 6, or 9 month plans
Customize EMI amount
Early repayment option
Flexible payment dates

7. Safe and Transparent Process

We believe in clarity. All charges and EMI structures are explained clearly so customers know exactly what they're signing up for.

Complete transparency
Secure data protection
Clear terms and conditions
24/7 customer support

Our Loan Products

Flexible financing options for every budget

Most Popular

Basic Plan

3 Months EMI
Loan up to ₹15,000
Low interest rate
Quick approval
No processing fee
Apply Now
Premium

Premium Plan

9 Months EMI
Loan up to ₹50,000
Best interest rate
Maximum flexibility
Dedicated manager
Apply Now

Documents Required

Simple KYC - Just 3 basic documents

Aadhaar Card

Valid Aadhaar card for identity verification

PAN Card

PAN card for financial verification

Address Proof

Any valid document showing current address

Why We're Better

Eazy Loan Credit vs Traditional Lenders

Feature
Eazy Loan Credit
Traditional Lenders
Civil Score Required
Not Required
Required
Approval Time
10 Minutes
2-7 Days
Documentation
Only 3 Docs
10+ Documents
Interest Rate
Low & Fixed
High & Variable
Transparency
100% Clear
Hidden Charges
Process
Fully Online
Physical Visit

Experience the Eazy Way

Join thousands of customers who chose the simpler, faster, and more affordable way to finance their smartphones.